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Iowa Boat & Watercraft Insurance

Boat Insurance Quote Request
Iowa Boat & Watercraft Insurance

At Central States Agency, LLC, we can offer a variety of coverages and options for your boat, jet ski, or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type, and value of your boat or personal watercraft will be part of the determining factors in addressing your Iowa insurance coverage needs.

Below is a list of some of the coverages that we can offer:

  • Personal Liability: This coverage pays – up to the limit of insurance – the amount you are liable for by law because of bodily injury or property damage.
  • Medical payments: This covers reasonable medical expenses if you or someone in your boat is involved in a watercraft accident.
  • Uninsured/Underinsured boaters: This provides bodily injury coverage for you when caused by an accident with a watercraft that is not insured or is underinsured.
  • Physical damage: This coverage will assist you in the event of a collision with another boat or dock, as well as for events like fire, lightning, vandalism or theft.

Boat and Watercraft Insurance in Iowa

Our team of licensed agents can assist you in finding solutions to address your boat or jet ski insurance coverage requirements at a price that fits your budget. Some additional discounts and coverages may include:

  • Accident forgiveness
  • Roadside Assistance
  • Boat Removal
  • Boating Safety
  • Multi policy discounts